How to Accept Card Payments in San Marino
Sammarinese shops, hospitality businesses, professionals, online sellers, event organisers, consultants, and subscription businesses can use HandyPay to collect secure card payments without purchasing a traditional card terminal or building a custom checkout. Create a payment link or QR code, share it with the customer, and follow the transaction from the HandyPay mobile app or Merchant Portal.
Merchants in San Marino can offer remote and in-person card checkout while receiving euro payouts to an eligible local bank account.
Where Online Checkout Helps in San Marino
San Marino combines local retail and professional services with a large visitor economy. A merchant may need a QR code at the point of service, while a hotel, event organiser, or consultant may need to collect money before the customer arrives. HandyPay supports both flows through the same transaction history, making it easier to review what was paid, what is pending, and what is scheduled for payout.
Common examples include:
- Hotel and experience reservations
- Retail and specialty-product orders
- Professional and consulting invoices
- Event fees and recurring memberships
Accept Payments With a Shareable Link
Create a link for a hotel deposit, retail order, event ticket, professional invoice, subscription, or service appointment. Send it through WhatsApp, email, SMS, social media, or the customer channel you already use. The customer opens the secure checkout page and completes the card payment without needing a HandyPay merchant account.
When checkout finishes, the transaction appears in HandyPay with its current status. This gives the merchant a direct record of the attempt and reduces the need to rely on payment screenshots or manually match an unexplained transfer to an order.
Use QR Codes for In-Person Checkout
A HandyPay QR code opens the same secure checkout on the customer's phone. It can be displayed at a counter, event, appointment, market, pickup location, or temporary sales space. QR checkout gives a merchant a card option without carrying extra payment hardware.
For the clearest experience, tell the customer what the payment covers and confirm the amount before presenting the code.
Receive Payouts in euro
Select San Marino as the business country during onboarding and provide accurate local identity, address, and business information. To connect a payout account, provide the account holder name, Sammarinese IBAN, and the bank's SWIFT or BIC code. The bank account must belong to the merchant or eligible business being verified.
HandyPay configures local settlement in euro (EUR). The Merchant Portal separates payments that are still settling from the balance currently available for payout. Payout details show the current status and expected arrival information when the payment network provides it.
San Marino is available through a preview payout-country programme. The underlying payment network may temporarily pause payouts while an operational or compliance matter is resolved. Merchants should use the live status shown in HandyPay rather than assume that every payment follows the same schedule.
Useful Ways to Take Payments
- Request a deposit before reserving time or inventory
- Collect payment for a remote professional service
- Send checkout through WhatsApp or email
- Offer QR checkout for an in-person customer
- Create a recurring subscription for ongoing work
- Track completed, pending, and failed attempts in one activity view
Make Checkout Easier to Recognise
Use a clear business name and a specific payment description. Include an invoice, order, or booking reference where appropriate. Review the amount and currency before sharing the link. These details help customers trust the request and make reconciliation easier later.
Never ask a customer to send a full card number, security code, or card photograph in a message. Card details should be entered only on the secure HandyPay checkout page.
Frequently Asked Questions
Can a business in San Marino open a HandyPay account?
Yes. Choose San Marino during signup and complete the country-specific verification steps shown during onboarding. Do not choose a different country to avoid local requirements.
What currency will I receive?
The configured local payout currency is euro (EUR). Transaction, fee, settlement, and payout details are shown inside HandyPay.
What bank details are required?
Bank setup requires the account holder name, Sammarinese IBAN, and the bank's SWIFT or BIC code. Your bank can confirm the correct account and routing information if you are unsure.
Does the customer need to install an app?
No. A customer can open the payment link or scan the QR code and complete checkout in a supported web browser.
When will my payout arrive?
Timing depends on settlement, the payout network, and the receiving bank. Open Payouts in HandyPay to see funds that are still settling, available balance, current payout status, and expected arrival details when available.
Related Guides
- Payment Links vs Payment Gateways
- How to Accept Payments on a Website
- How HandyPay Works
- HandyPay Fees